Products and Services

At Robert Fine & Associates, we provide assistance in the following areas:



  • Disability Income Insurance
  • Life Insurance
  • Long Term Care Insurance***
  • Employee Benefits
  • Group Life
  • Medical**
  • Group Dental and Disability Plans


Financial Services

  • Retirement Planning
  • Qualified Plans
  • 401 (k) Planning
  • 403 (b) Planning
  • College Planning
  • Estate Planning*
  • Profit Sharing Plans
  • Buy-Sell Funding
  • Key Man Coverage
  • Executive Bonus Strategies



  • Mutual Funds
  • Stocks and Bonds
  • Educational Savings Account (ESA)
  • Brokerage Accounts
  • Traditional IRA
  • Roth IRA
  • Simple IRA
  • Variable Annuity


*Guardian, its subsidiaries, agents or employees do not give tax or legal advice.
**Medical insurance is not underwritten by Guardian.
***Not offered or serviced by Guardian.
****Investments offered through Park Avenue Securities


Compliance number: 2017-46857 exp.10/19

This Material is Intended For General Public Use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact your agent for guidance and information specific to your individual situation.

Robert Fine and Associates is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:800 WESTCHESTER AVENUE 4TH FLOOR SUITE N409, RYE BROOK, NY 10573, ph# 914.288.8800. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Robert Fine & Associates is not an affiliate or subsidiary of PAS or Guardian. The Living Balance Sheet® (LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2017 Guardian.  
Important Disclosures